Welcome to Kasa Loan. This app is operated by QUANTYRA TECHNOLOGY LTD ("we", "us", or "our") and is designed to help you apply for loans, complete identity checks, and manage your credit account online. You can use our services through the Kasa Loan app or via our official website at www.quantyratechnology.com.
Providing credit services requires certain personal information. We collect and process this data to confirm your identity, review loan applications, manage your account, reduce fraud risks, and keep our platform features running. This Privacy Policy explains what information we collect, how we use it, and how we protect it when you use Kasa Loan.
Protecting your privacy is a core part of how we operate. We follow responsible data-handling practices and apply suitable security measures so that personal information remains confidential and secure.
When you use Kasa Loan, we may collect information you provide directly, technical information from your device, and data obtained through permissions you authorize. This information allows us to provide credit services, validate identity, assess applications, protect accounts, and improve platform security.
During registration and loan application, you may provide personal information needed to verify your identity, analyze your financial profile, manage your account, and provide credit-related services.
With your consent, Kasa Loan may collect information from SMS messages related to financial operations, such as payment confirmations, transaction notices, or other relevant messages. This information may be used to support credit assessment, verify financial activity, and strengthen security controls. We do not collect or use SMS messages unrelated to financial activities. You may revoke SMS permission in your device settings at any time; withdrawing this permission may limit certain credit assessment or verification features.
With your consent, we may collect limited information about applications installed on your device, such as application names and package names, for security checks, risk analysis, and credit-related assessments. We do not access the content, credentials, accounts, or personal information stored within those applications.
After you grant permission, camera access may be used during identity verification to capture official documents and perform facial recognition checks. Images collected are used only to confirm identity, carry out security controls, prevent fraud, and meet applicable requirements. We do not access photos, videos, or other media files unrelated to these processes.
With your consent, we may collect approximate location information to help protect accounts, analyze unusual activity, and improve fraud-prevention mechanisms. This information is not used to continuously track your location or to obtain precise GPS location. You can change or turn off location permissions in your device settings at any time.
We may collect technical device information, including device model, operating system version, and device identifiers used for account security and unusual-activity detection. These data help ensure proper app operation, improve compatibility, strengthen account security, and detect unusual activity. We do not use device identifiers for advertising tracking.
Information collected through Kasa Loan is processed to provide, administer, and improve our credit services. We use personal information only for purposes related to service operation, application assessment, user protection, and improving the in-app experience.
We process personal information to verify user identity, validate the data provided, carry out know-your- customer (KYC) processes, and comply with applicable legal or regulatory obligations.
We use information provided during the application to analyze the user profile, review available credit- related information, assess repayment capacity, and determine eligibility for our credit services.
We may analyze relevant information to identify unusual behavior, prevent fraudulent attempts, protect user accounts, and maintain a secure environment within our services.
Collected information may be used to manage the user relationship, handle applications, process disbursements, record payments, send service-related communications, and keep the platform operating properly.
We use necessary information to respond to inquiries, resolve requests, provide assistance, and send important communications related to your account, applications, or contracted services.
We may use aggregated or app-usage-related information to improve performance, develop features, analyze service quality, and strengthen our internal processes.
We protect the privacy of our users' personal information. Kasa Loan does not sell, trade, or use users' personal information for purposes other than providing credit services and the activities described in this Privacy Policy.
We may use or share personal information only when necessary to operate our services, process loan applications, perform verifications, maintain platform security, or provide related service functions.
We may provide personal information when necessary to comply with legal obligations, regulatory requirements, judicial processes, or requests from competent authorities under applicable law.
We may use relevant information when necessary to protect user security, prevent fraudulent activity, investigate possible misuse, protect our legal rights, or maintain the integrity of our services.
Kasa Loan implements reasonable security measures to protect users' personal information and maintain the confidentiality, availability, and integrity of data collected while providing our credit services.
We apply technical and administrative controls designed to protect personal information against unauthorized access, loss, alteration, misuse, or unauthorized disclosure. These measures may include protection during transmission, secure data storage, and internal access controls.
Access to personal information is limited to authorized personnel who need it to perform functions related to service operation, user support, security, credit assessment, and internal management.
Collected information is stored in systems designed to maintain adequate security levels and is retained only for as long as necessary to provide credit services, manage accounts, keep operational records, manage risks, and meet applicable obligations.
We retain personal information for the period needed to fulfill the purposes described in this Privacy Policy. Retention may vary depending on the type of information, the nature of the service provided, applicable legal requirements, fraud prevention, security, and management of credit-related records.
When personal information is no longer needed for the stated purposes, we take reasonable steps to delete it or process it appropriately in accordance with our internal policies and applicable data-protection requirements.
We periodically review our information-protection practices to maintain transparency and improve the security of our services.
You control your personal information and the permissions granted to Kasa Loan. You may request access to, correction of, or deletion of your data, and manage device permissions at any time. To exercise these rights, contact us using the details in Section 8.
You may ask us what personal data we hold about you, why we process it, and how it is used for our services. If any information is inaccurate or incomplete, you may request that we update or correct it.
You may request deletion of your account or certain personal information by emailing info@quantyratechnology.com and including your registered mobile number. Some data may be retained where required by law, for credit-related records, risk management, or service security. Open the account deletion page.
You may review, grant, or withdraw permissions (such as camera, SMS, and location) in your device settings. Changing certain permissions may limit some app features, including loan application or identity verification.
Kasa Loan is intended only for users aged 18 or older. Our credit services are designed for people who meet the legal age required to apply for and use credit-related products or services.
We do not knowingly collect personal information from anyone under 18. If we find that a minor has provided personal information through Kasa Loan, we will take reasonable steps to review the situation and delete or manage that information in line with our internal policies and applicable requirements.
If you believe a person under 18 has provided personal information through Kasa Loan, please contact us using the details in Section 8 so we can help resolve the matter.
We may modify or update this Privacy Policy from time to time to reflect changes in our credit services, internal information-management processes, security improvements, or applicable legal requirements.
For material changes, we may inform users through appropriate means, such as in-app notices, updates on our official website, or other available communication channels. The revised version becomes effective when published.
We recommend reviewing this Privacy Policy periodically to stay informed about how we collect, use, and protect your personal information. Continued use of Kasa Loan after changes are published means you accept the updated version of this Privacy Policy.
We will review privacy-related requests and provide appropriate responses in accordance with applicable privacy requirements.
